Private Debt (or Non-Bank Lending) is expected to reach $1tr size in 2020

2018 has been a challenging but rewarding year for Altimapa and many of its clients. While we’ve seen a decrease in the overall number of small and medium-sized enterprises (SMEs) exploring funding opportunities, we have worked with many businesses taking advantage of uncertainty in the economic landscape by setting in motion bold plans for growth.

In the wake of House of Fraser’s fall into administration this month, its suppliers have been left with a sizable hole to fill following the restructuring of the department store’s debt. This is one example of a recent glut of household-name retailers failing due to changing market conditions, while the collapse of Carillion earlier this ...

Most business owners would be able to tell you that a bank takes deposits and gives out loans. However, if you were to ask the same about private debt lenders, they would struggle to respond. Here we explain the structure of a direct lender:

Much like a mutual fund, private debt funds are a specialised ...

“Non-dilutive financing is the type of capital acquisition that does not require you to give up shares of your business”,
Scott Shane, Case Western Reserve University

Dilutive financing may be common place and expected in the world of technology start-ups. But for a regional family run business, the idea of having to give up some ...

With the Bank of England (BoE) looking ever more likely to increase rates in the near future, now is the time to start thinking whether your business would benefit most from a fixed or floating interest rate business loan.

Stay committed in your decisions, but stay flexible in your approach.

Looking for funding from a bank is a well-trodden process. However, whilst the banks provide a useful source of affordable finance and their ‘off the shelf’ product works for many businesses, sometimes a company needs a bespoke product. This flexibility is especially useful if ...

It has been some time since we’ve updated our alternative finance landscape introduction, and, as 2018 is already rushing past, it feels like the perfect time to do so...

Finance is full of jargon and technical terms. Here, in this guide, are definitions of the most commonly encountered terms in the world of alternative finance.

Alternative Finance: A broad term to describe the proliferation of channels, companies and instruments that have emerged outside the realm of the traditional financial system. It is most commonly ...

In August 2017, Altimapa successfully secured an £8 million, 5-year term loan for a renewable energy technology provider. This represents our second project and growing specialism within the sector.